SHEETireducefraud.com / A.00
PRACTICEthe cochran block, LLC
FRAUD REDUCTION
ARCHITECTm. cochran
Dedicated cyber security architect · Diagnostic call

What happens when an auditor finds fraud in your program before you do?

I am a dedicated cyber security architect. I find fraud inside your compliance program before a regulator, auditor, or journalist finds it from outside. Any framework you answer to. Scope and fee set after the diagnostic call.
Every compliance program has gaps between policy and system. The only question is who finds them first, and what they do next.
I work under a consulting agreement, with your legal team in the loop. Findings go to counsel first. Your CISO decides what to remediate, what to report, and what to log. Nothing leaves the building.
Section A.01The Problem

Every compliance program has gaps between policy and system.

A SaaS vendor's billing does not match the contract. A government program's eligibility screen is trivially bypassable. A corporate control says one thing in the policy doc and does another in the system. An audit trail has a gap the size of a barn door.

The gap is always between three things: what the policy says, what the system does, and what the humans actually click. Fraud lives in that gap. Sometimes deliberate. Usually sloppy. Always there.

Section A.02The Pain

When the gap is found by someone outside, it stops being a gap and becomes a headline.

A regulatory finding, class-action exposure, a notification letter the CFO did not want to sign, or a press release you did not write. By the time a third party surfaces the issue, the cost is no longer the fix. It is the fix plus legal, plus brand, plus insurance premium, plus the board meeting.

Organizations that find their own gaps first pay the fix. Organizations that wait for the outside eye pay everything else on top.

Section A.03What I Can Do

Quietly audit your program. Deliver findings to your legal team. No external paper trail.

I work the same way an internal audit function does, scoped, timeboxed, and delivered as an outside consultant under NDA. I review the policy doc, the system behavior, and the human workflow (in that order) for any framework you answer to. I find the gap. I document it for your counsel. Your CISO decides what to remediate, what to report, and what to log.

You own the findings. Nothing goes public. The next external audit does not find anything, because it was already fixed.

Section B.01Track Record

Two significant catches.

Fraud surfaced at the state and federal level across two organizations valued at $1B+ and $100M+. Different sectors, different governance structures, same underlying pattern: policy said one thing, system did another. Today the work is delivered through consulting engagements, not any other way.

Government-funded activities tend to be where the largest catches have landed. It is not a niche I market. It is a pattern of where the big gaps hide. Money plus complexity plus oversight gaps equals opportunity.

Section B.02Frameworks

I read the gap in whatever dialect your program speaks.

Representative list, not exhaustive: SOC 2, ISO 27001, HIPAA, PCI DSS, GDPR, CCPA, SOX, False Claims Act, DCAA, FAR / DFARS, CMMC, NIST 800-171, FedRAMP, FINRA, AML / BSA, 21 CFR Part 11, FTC §5, OMB 2 CFR 200 / Single Audit, Form 990 / §4958, state charitable trust, and whatever internal controls your organization has layered on top. The acronym is just the dialect. The gap is the gap.
Multi-framework environments are where I outperform. Frameworks stack. So do their gaps, and the seams between them are usually where the largest problems sit. The more frameworks your organization answers to, the faster I can find where the gap lives.
Section C.01Process

Four stages. First is no-commitment.

01

Diagnostic call.

30 minutes, remote. You name the framework and describe your organization. I tell you your three biggest gaps. If the pattern does not match reality, you owe me nothing and leave with the list. If it does, we talk scope. No NDA required for this step. I do not need your data to know where fraud hides.

02

Scope and fixed fee.

A one-page scope and a fixed fee. A two-day program review is not priced the same as a six-week engagement. You approve both before I touch anything. No hourly billing.

03

Quiet review.

Under NDA, under a consulting agreement, with your legal team in the loop. Documents, systems, interviews, whatever the scope says. Nothing is disclosed externally at any stage.

04

Report and remediation plan.

Findings ranked by exposure. Each with a remediation plan and an effort estimate. Your legal team reads it first. Your CISO decides what to act on. You own everything.

Section C.02Engagement Tiers

Three tiers. Fixed fee by scope.

TierTypical WindowCommercialNon-profit
Scoping sprint
Narrow, single question
1 week $15K to $25K $10K to $18K
Program review
One framework, end-to-end
2 to 4 weeks $40K to $90K $25K to $60K
Deep dive
Multi-framework, post-audit, or board-ordered
6 to 10 weeks $120K to $300K $75K to $180K

Non-profit engagements are priced on the reduced ladder. Public service has overhead limits. I respect them.

Book the diagnostic call.

30 minutes. No NDA. If there is nothing worth doing, I will say so and we part ways. If there is, I will write you a scope and a fixed fee.

Pick a date and time → Opens the diagnostic-call calendar. Pick a time and your email client opens pre-filled. Or reach me on LinkedIn.
C.03 · For Federal Primes
SDVOSB-registered small business. Available as a subcontractor on cyber-security audit, fraud-reduction, and compliance engagements. CAGE 1CQ66 · UEI W7X3HAQL9CF9 · SAM.gov active · MD eMMA SUP1095449. Primary NAICS: 541512 (Computer Systems Design Services), 541611 (Management Consulting), 541990 (Professional Services). DCAA-familiar. Contact for past performance and rate structure.

About the Architect

Michael Cochran, dedicated cyber security architect, founder of The Cochran Block, LLC, based in Baltimore, Maryland. Army 17C Cyber Operations Specialist. Former USCYBERCOM J38. Thirteen years across defense and enterprise cyber. Service-disabled veteran. Single-member LLC, SDVOSB, Maryland eMMA registered.

I spent a decade finding what was broken in other people's systems. Now I help organizations find it in their own, before someone outside does.

$1B+ AND $100M+ CATCHES ARMY 17C USCYBERCOM J38 SDVOSB CAGE 1CQ66 MD eMMA SUP1095449